![]() | Call Centre Fraud |
It’s been a little while since my last article here - I’ve been pretty busy with a new venture, trying to get it up and running and at the same time taking a little bit of a break from call centre matters. However, in my absence something really pressing has come up that I couldn’t resist basing this article upon.
This pressing something is the rise of call centre fraud, which has become particularly evident where offshore call centres have been involved. I’ve taken a little flak in my time from some people who seem to think that I’m anti-outsourcing. This isn’t true, though I do feel that outsourcing is often used too readily in the call centre when a more considered approach might be wise. However, I digress. Fraud in the call centre.
Yahoo News reports that outsourced, offshore call centre employees at Mphasis BPO have allegedly stolen £200,000 from the accounts of their customers, predominantly US-based. They have allegedly used the personal details of select customers to orchestrate the theft, and to-date despite the best efforts of the East Indian police, the vast majority of the money has not been recovered.
Earlier this year, another call centre in India suffered a similar outbreak of employee fraud, and several arrests were made.
Security is an ever-increasing concern for all companies making use of outsource call centres. It is those same companies responsibility to ensure that the outsource call centres are reputable and secure. However, it’s becoming clear that mismatches in regulation, business procedure and management are exposing customers’ personal information to the risks of misuse.
In the UK, much is made of information regulation. The Data Protection Act requires companies dealing with personal data to maintain certain standards and shoulder certain responsibilities over the way they treat personal and financial information. However, it would appear that there are (from the UK perspective, but probably more widespread) loopholes and regulatory failings which fail to cover these overseas outsourced contact centres.
Prevention is better than cure
It’s all very well talking about the effectiveness of monitoring and policing within outsource call centres, but it is up to us to ensure that whichever outsource call centres we use adhere to the very highest levels of security. If an offshore call centre cannot meet the most stringent security measures, then we should move to one that can. Price should take second place to security where personal and financial information is to be outsourced.
It saddens me that the sterling work of the great many outsource call centres is tarnished by the actions of a few ruthless and dishonest individuals whose actions create customer distrust and resistance.
John
